Virtual CFO Services in Delhi
Running a growing business in Delhi is exciting, but finance can get complex fast. Sublime ConsulTeam offers expert Virtual CFO Services that give you the skills of an experienced CFO without hiring full time. We help Delhi and NCR businesses with planning, budgeting, cash flow, MIS, investor reporting, compliance, and growth strategy so you always know your numbers and your next move.
What is a Virtual CFO?
A Virtual CFO is a senior finance expert who partners with your business on a monthly or fractional basis. You get strategic guidance on cash flow, profitability, pricing, funding, and compliance, along with hands-on execution from our team. Think of us as your finance department on demand.
What are the benefits of hiring a Virtual CFO?
A Virtual CFO gives you senior-level financial guidance without hiring a full-time executive. You get help with cash flow, budgets, pricing decisions, compliance, and long-term planning. It becomes easier to understand your numbers, avoid financial mistakes, and take smarter business decisions. For small businesses and startups, a Virtual CFO is useful because you get expert support at a cost that fits your size.
What does a Virtual CFO do?
A Virtual CFO reviews your finances, builds budgets, tracks performance, prepares monthly MIS, checks compliance, improves cash flow, and guides you on planning and growth. They support you with investor reporting, bank discussions, tax planning, costing, and forecasting. They work as your finance head but operate part-time or on a monthly retainer.
How do Virtual CFO Services work?
Virtual CFO Services work on a flexible model. You share your books, transactions, compliance records and goals. The CFO reviews everything, sets up processes, and creates a clear financial plan. After that, you get monthly reporting, reviews, and action steps. Communication happens through calls, video meetings, and shared dashboards so your finance stays organised and updated.
What you get with our Virtual CFO Services
1. Cash flow and budgeting
12-month rolling cash flow plan, burn analysis, and payment policies that keep working capital healthy.
2. Monthly MIS and performance dashboard
Clear KPIs, product and channel margins, marketing ROI, and variance reports so you spot trends early.
3. Pricing, margins, and unit economics
SKU and service line profitability, discount discipline, and cost control for better net margins.
4. Compliance and controls
GST, TDS, income tax, company law calendars, maker-checker approvals, SOPs, and documentation.
5. Forecasting and fundraising support
Three-statement financial model, investor deck numbers, due diligence readiness, and data room support.
6. CFO on call
CFO-level advice for bank meetings, vendor negotiations, and board discussions, when you need it.
Who we help
Founders and MSMEs in Delhi looking for predictable cash flow and profit
Funded startups needing board-ready MIS and investor updates
Family businesses expanding to new locations across Delhi NCR
D2C and eCommerce brands that want better inventory and unit economics
Professional firms that need strong controls and compliance
Why Sublime ConsulTeam
Experience: Led by seasoned CFOs who have scaled teams, set up controls, and raised capital.
Expertise: Strong grasp of Indian tax, GST, Companies Act compliance, and MCA workflows.
Authoritativeness: Our frameworks, checklists, and MIS packs are used across multiple industries.
Trustworthiness: Documented SOPs, UDIN-enabled attestations from ICAI-registered professionals where required, and clean audit trails. Recent UDIN changes require additional disclosures during generation for audit and assurance work, which we follow diligently.
Process
Diagnostic
We review books, GST returns, TDS, prior audits, purchase and sales cycles, payroll, and existing MIS.90-day finance reset
We stabilize cash flow, fix invoicing and controls, align GST e-invoicing, and lock monthly close timelines.Run & report
You get a consistent monthly MIS pack, forecasts, and action items that link to owners and deadlines.Scale
We help with funding, banking lines, working capital optimization, or ERP migration when you are ready.
Tools We Use to Manage Your Finance
Accounting: Tally, Zoho Books, QuickBooks (India editions)
Billing & e-invoicing: IRP-integrated tools configured to your turnover rules
Dashboards: Google Looker Studio and Excel-based MIS
Data room: Structured folders for audits, due diligence, and board packs
What is the cost of a Virtual CFO?
Pricing depends on the size of your business, number of transactions, team structure, and the level of involvement needed. Small businesses often start with basic monthly packages, while growing companies need deeper engagement that includes MIS, forecasting, compliance reviews, and external audit coordination. A Virtual CFO is usually more affordable than a full-time CFO because you pay only for what you need.
Is a Virtual CFO helpful for startups?
Yes, especially for fast-growing startups. A Virtual CFO helps with burn rate management, fundraising numbers, investor decks, compliance, and cash flow control. Startups usually struggle with financial structure in early stages. A Virtual CFO sets up the right systems so that founders can focus on product, team and growth.
Is a Virtual CFO better than an accountant?
Both roles are different. An accountant records entries and ensures basic returns or compliance are done. A Virtual CFO analyzes the numbers, gives direction, builds financial strategy, and supports high-level decisions. Growing businesses often need both working together.
What industries can use Virtual CFO Services?
Any business can benefit, including MSMEs, e-commerce, service companies, real estate, retail, manufacturing, professional firms, coaching businesses, healthcare clinics, and startups. If you handle money, compliance, or planning, a Virtual CFO can help.
How to Become a Virtual CFO?
Becoming a Virtual CFO requires strong experience in accounting, finance, compliance, financial planning, and business operations. Most professionals start with roles like accountant, finance manager or controller and gradually build expertise. To grow as a Virtual CFO, you need skills in analysis, reporting, communication, budgeting, forecasting, and business advisory. Many professionals work independently or join a Virtual CFO firm to serve multiple clients.
What makes our Virtual CFO Services the best fit for Delhi businesses
Local experience with Delhi-NCR vendor terms, logistics realities, and seasonal demand
Familiarity with scrutiny patterns and document trails expected by Delhi GST and ROC offices
Ability to coordinate with your CA, CS, or internal team without disrupting day-to-day operations
FAQs Virtual CFO Services
What does a Virtual CFO do that an accountant does not?
Your accountant records transactions and ensures basic compliance. A Virtual CFO sets targets, designs controls, reads the story in your numbers, and guides decisions. You get both strategy and execution.
Is this suitable for small businesses and startups in Delhi?
Yes. We work with MSMEs and startups across Delhi NCR that need clarity on cash flow, pricing, and growth without hiring a full-time CFO.
How do you handle GST e-invoicing rules?
We map your turnover, set up e-invoicing where applicable, and create a compliance calendar so invoices are raised and uploaded within the allowed time. Recent rules include a 30-day upload window for AATO ≥ ₹10 crore from 1 April 2025.
Do you support tax audit and MCA filings?
We coordinate with your statutory auditors and CS for tax audits and ROC filings. We also track the 44AB thresholds and MCA V3 form updates to keep your filings on time.
Can you work with our existing CA?
Absolutely. We plug into your CA’s workflow, reduce back-and-forth, and prepare clean workpapers and MIS.
Call to action
If you want a best-in-class Virtual CFO firm in Delhi that brings clarity, control, and growth, book a discovery call with Sublime ConsulTeam. We will review your numbers, identify 3 quick wins, and share a simple action plan.
What ICAI guidelines apply to Virtual CFO Services?
ICAI allows members to offer Virtual CFO Services as long as they follow professional ethics, documentation standards, and maintain clear engagement letters. When handling compliance or financial reporting, the professional must ensure proper records, proof of work, and responsible advisory. These guidelines focus on quality, accountability, and transparency for clients.
What is included in a Virtual CFO Services list?
A typical Virtual CFO service list includes:
Monthly MIS and dashboards
Budgeting and forecasting
Cash flow planning
Internal controls and SOPs
Compliance review
GST and tax oversight
Profitability analysis
Inventory and cost management
Investor reporting
Financial modeling
Bank and funding support
